Utah Law Talk

In my Utah Accident book, I describe 13 mistakes that could kill your accident claim. Mistake 3 is described below:

Mistake 3: Giving Too Much Information to the Insurance Company Adjuster

The at-fault parties insurance company adjuster is not your friend! Remembering this one principle can help you tremendously in with your Utah injury or accident claim. In many cases, often before a client has a chance to meet with an attorney, a claimant will have a one-on-one recorded statement with the insurance company. Adjusters will try to catch the claimant off guard and cause him or her to reveal confidential things that are irrelevant to the particular claim. Don’t be surprised if down the road the adjuster will try to use the things you said in the first recorded statement to your detriment.

You might reveal previous medical history, mental problems, substance abuse or information on previous car accidents; all of which can weaken the claim with the insurance company.

I also advice not to sign the medical release to allow the insurance company the opportunity to search your medical history. The release they want you to sign is very broad and affords them the right to get all records pertaining to your mental health and substance abuse history. The only records that insurance company should need are those directly related to the crash. Medical records that show a pre-existing history of injury in the same are where you received harm as a result of the accident may also be relevant. Aside from that, insurance companies have no business performing a witch hunt into your medical history.

The solution is to deny the request for a recorded statement. They might try to tell you they have the right by law to perform a recorded statement but this is not true! Consult your attorney first so he or she can be present during the recorded statement.

To find out additional mistakes that can kill your Utah accident claim, call my office today to request a FREE copy of my Utah Accident Book. In my book, I teach the 13 mistakes that can kill your case as well as reveal the tips that the insurance companies do not want you to know.

Contact my office today at 1-866-696-2129 or visit my website at http://ronkramerlaw.com/ to request a free copy of The Utah Accident Book.

This entry was posted on Tuesday, January 12th, 2010 at 6:18 pm and is filed under Uncategorized, Utah car accident. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.