Part of the benefits under Utah’s PIP, or Personal Injury Protection coverage, includes an amount for loss of household services. Simply put, if a person is injured to the point that they are unable to perform the usual household activities they used to before the crash, they are entitled to reimbursement if a family member or someone else helps them out. So, if mom can’t vacuum any more and dad picks up the slack by performing this activity, then mom can make a claim for the value of that activity.
The loss of services benefit is usually paid out at a rate of $20 per day for a maximum of one year, or $7,300 total. However, the Utah statute does not cap the amount that insurance companies pay at $20 per day of services, but rather “$20 per day for a maximum of 365 days.” See Tanner v. Phoenix Insurance Co., 799 P.2d 231 (Utah App. 1990). All the language really says is that the amount payable in household services will be capped at $7,300. So, if a housekeeper comes once a week and performs a week’s worth of cleaning, then the claimant should be able to make a claim for the value of that, which would be $20×7, or $140.00.
If you have a specific question on obtaining loss of service benefits, please give us a call. We will charge you nothing for some friendly advice over the phone.
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